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Privacy Policy – changes as of January 1, 2020

FACTS: What Does International Finance Bank Do With Your Personal Information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Income
  • Account balances
  • Payment history
  • Credit history
  • Credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons International Finance Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does International Finance Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

Questions?

Call (305) 648-8800 Mail to 777 SW 37th Ave., Suite 700, Miami, FL 33135 or go to
www.ifbbank.com

WHAT DOES INTERNATIONAL FINANCE BANK DO WITH YOUR PERSONAL INFORMATION?

What We Do  
How does International Finance Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does International Finance Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Deposit money
  • Use your credit or debit card
  • Pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include: Financial companies such as: IFB Insurance Services LLC and IFB Wealth Management LLC.International Finance Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Nonaffiliates we share with can include marketing companies.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies and marketing companies.

International Finance Bank Mobile Banking—Convenience On the Go

Manage all your accounts right from your device. With our convenient mobile app, you can easily check your balance, deposit checks, transfer funds, pay your bills, and more. Download the app now.

Cellphone with IFB App