A no-cost Personal Finance Management tool from IFB*
Set yourself up for success. Save hundreds of dollars every year by tracking spending, setting goals and establishing realistic budgets. Login to your International Finance Bank Online account to GET STARTED!
Spending Habits is going to give you financial control and save you time and money. You’ll know where your money goes, how much you are saving, and be able to set goals and track progress. You can sync accounts with nearly 20,000 financial institutions.
ADD A FINANCIAL GOAL TODAY!
With Spending Habits, you can quickly view all of your accounts in one place. Spending Habits lets you add any account you can access online—even those at other financial institutions—giving you a complete picture of your finances. Stay in control with a convenient view of your investment and mortgage balances, credit card and bank account balances and transactions, and more.
Syncing other accounts in Spending Habits for a complete financial picture is simple. Then you can track your account relationships with almost all financial institutions automatically, including credit card providers and investment firms. Once all of your accounts are synced, track spending, set budgets, calculate your net worth and more.
You’ll receive a notification on your Spending Habits dashboard once the account has been synced successfully.
The cash flow calendar brings your budget to life through an interactive calendar. With the calendar you can see how much money you have available to pay bills and other expenses day by day... allowing you to make informed choices on when to schedule bills and other spending.
Visually tracking your financial goals can help you take control and makes reaching your goals much quicker and easier. Create savings goals in Spending Habits, like saving for a vacation, or a debt reduction goal, like paying off a high-rate credit card.
Goals will automatically update your progress and will reflect your day-to-day account balances in Spending Habits
The power of Spending Habits is in helping you monitor how you are spending your money. Learn how to set up Spending Targets with Spending Habits budget feature. In the Budget tab you can monitor your spending targets each month and view monthly spending trends.
Budgets will always run from the first to the last day of each month. Spending Targets are automatically color-coded based on your spending progress
Learn how our tailored solutions can change the way you bank.