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Welcome to

A no-cost Personal Finance Management tool from IFB*

Set yourself up for success. Save hundreds of dollars every year by tracking spending, setting goals and establishing realistic budgets. Login to your International Finance Bank Online account to GET STARTED!

Why use Spending Habits?

Spending Habits is going to give you financial control and save you time and money. You’ll know where your money goes, how much you are saving, and be able to set goals and track progress. You can sync accounts with nearly 20,000 financial institutions.

  • Get your complete financial picture.
  • Tag transactions to understand spending habits.
  • Make informed choices with the cash flow calendar.
  • Visually track your progress, reach financial goals quicker and easier.
  • Stay informed with account alerts.
  • Monitor total assets and debt for up-to-date net worth.





The power of Spending Habits

With Spending Habits, you can quickly view all of your accounts in one place. Spending Habits lets you add any account you can access online—even those at other financial institutions—giving you a complete picture of your finances. Stay in control with a convenient view of your investment and mortgage balances, credit card and bank account balances and transactions, and more.

  • Add an Account

    Syncing other accounts in Spending Habits for a complete financial picture is simple. Then you can track your account relationships with almost all financial institutions automatically, including credit card providers and investment firms. Once all of your accounts are synced, track spending, set budgets, calculate your net worth and more.

  • Cash Flow Calendar

    The cash flow calendar brings your budget to life through an interactive calendar. With the calendar you can see how much money you have available to pay bills and other expenses day by day... allowing you to make informed choices on when to schedule bills and other spending.

  • How to Set Goals

    Visually tracking your financial goals can help you take control and makes reaching your goals much quicker and easier. Create savings goals in Spending Habits, like saving for a vacation, or a debt reduction goal, like paying off a high-rate credit card.

  • How to Budget

    The power of Spending Habits is in helping you monitor how you are spending your money. Learn how to set up Spending Targets with Spending Habits budget feature. In the Budget tab you can monitor your spending targets each month and view monthly spending trends.

Digital convenience backed by a human touch.

Login to your International Finance Bank Online account to GET STARTED!

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International Finance Bank Mobile Banking—Convenience On the Go

Manage all your accounts right from your device. With our convenient mobile app, you can easily check your balance, deposit checks, transfer funds, pay your bills, and more. Download the app now.

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