// this one toggles only one open at a time // Ref - http://stackoverflow.com/questions/37745154/only-open-one-accordion-tab-at-one-time Schedule Of Fees – International Finance Bank Skip to main content

IMPORTANT FOOTNOTES:

  1. “Established extension of credit at IFB” includes, but is not limited to: a loan to a person/entity such as a credit card, consumer loan, auto loan, CD secured loan, line of credit, mortgage loan, or commercial loan
  2. All safe deposit box rental fees must be paid in advance for the entire year.
  3. In addition to the International Finance Bank (IFB) charge of $25.00 for this collection unpaid item, there may be other fees incurred which may be assessed to the customer due to the Payee Bank’s related charges for this item (when applicable).
  4. An insufficient funds item may be created by check, an in-person withdrawal, ATM withdrawal, ACH, or by any other electronic means. If this occurs, a non-sufficient funds (NSF) fee or an uncollected (UNC) fee may apply to all of your accounts with us except certificates of deposit.
  5. 17.50% annualized rate annualized rate on the total negative balance per business days, including, but not limited to, any NSF (Non-Sufficient Funds) and UNC (Uncollected Funds) fees incurred. We will assess the overdraft interest charge monthly.
  6. Initial Account Processing Fee also applies to U.S. domestic entities owned by foreign individuals and foreign entities. *Note: For this purpose, a banking relationship is defined when the first deposit account is being opened of a foreign based entity as explained above. Additionally, this fee will also apply when an existing business customer subsequently opens a deposit account for a new, separate foreign based entity.
  7. For Money Market and Savings Accounts, transactions are limited to six (6) transfers or withdrawals (or a combination of 6 transfers and withdrawals) each month to another of your account(s), or to third parties when these transfers are made-by means of preauthorized, automatic transfer, or telephone/Electronic transfer, or by check, draft, debit card, or similar order.
Other Fees
(6) Initial Account Processing Fee- – applies to Foreign Based Business Entities (One Time Fee) $300.00
(6) Initial Account Processing Fee- – applies to Foreign Based Personal Entities (One Time Fee) $100.00
(7) Excess Transaction Fee-for Savings and Money Market Accounts (exceeding 6 transactions per month) $15.00
Internal TRF (Transfer) Fee $5.00
Cashier’s Check Fee $15.00
Cashier’s Check Non-Customer Exchange Fee $25.00
Copy Fee- at a bank location (per page) $2.00
Research Fee (per hour –within 2 years) $25.00
Research Fee (per hour – over 2 years) $50.00
Statement Printout Fee (per statement) $5.00
Audit Confirmation Fee (Domestic Account) $25.00
Account Activity Image Fee (per image) $5.00
Return Item Fee $15.00
Dormant Account Fee (monthly fee- after 12 months of the account being inactive) $25.00
Notary Service Fee (per request) $15.00
Return Mail Fee $15.00
Stop Payment Fee (per item and valid for 6 months) $35.00
(8)Business Checking Excess Transaction Fee (per statement cycle- if applicable) $0.10 per each debit transaction in excess of 50
Legal Processing Fee (Garnishments, Levies, Notice of Freeze) $150.00
Non-Customer Check Cashing Fee $5.00
Domestic Deposit Accounts – Service Charge
Basic Checking Maintenance fee: $15.00 per monthly statement cycle, if the balance falls below $500.00
Now Account Maintenance fee: $20.00 per monthly statement cycle, if the balance falls below $2,500.00
Choice Personal Checking Maintenance fee: None – only offered to customers that have an (1) established extension of credit at IFB
IFB Senior Citizen Checking Maintenance fee: None
Personal Money Market Tiered Maintenance fee: $18.00 per monthly statement cycle, if the balance falls below $2,500.00
Personal Savings Maintenance fee: $18.00 per monthly statement cycle, if the balance falls below $500.00
Child Flutma Savings Maintenance fee: $12.00 per monthly statement cycle, if the balance falls below $500.00
Business Checking Maintenance fee: $15.00 per monthly statement cycle, if the balance falls below $2,500.00
Business Money Market Tiered Maintenance fee: $18.00 per monthly statement cycle, if the balance falls below $5,000.00
Choice Business Checking Maintenance fee: None – only offered to customers that have an (1) established extension of credit at IFB
Business Interest Checking Maintenance fee: $15.00 per monthly statement cycle, if the balance falls below $5,000.00
International Deposit Accounts – Service Charge
Basic Checking (I) Maintenance fee: $35.00 per monthly statement cycle, if the balance falls below $15,000.00
Now Account (I) Maintenance fee: $35.00 per monthly statement cycle, if the balance falls below $20,000.00
Choice Personal Checking (I) Maintenance fee: None – only offered to customers that have an (1) established extension of credit at IFB
Personal Money Market (I) Maintenance fee: $35.00 per monthly statement cycle, if the balance falls below $25,000.00
Personal Savings (I) Maintenance fee: $35.00 per monthly statement cycle, if the balance falls below $15,000.00
Business Checking (I) Maintenance fee: $40.00 per monthly statement cycle, if the balance falls below $50,000.00
Business Money Market Tiered (I) Maintenance fee: $40.00 per monthly statement cycle, if the balance falls below $50,000.00
Business Interest Checking (I) Maintenance fee: $40.00 per monthly statement cycle, if the balance falls below $50,000.00
Automatic Teller Machine (ATM) / Debit Card Related Fees
IFB Customer ATM Fee-
IFB transactional accounts include five (5) free external ATM transactions per month.
$0.00
C/B(Cross Border) Fee .90% of total transaction amount
Currency Conversion Fee (standard) .20%
Replacement Debit Card Fee (standard) $15.00
International Replacement Debit Card Fee $25.00
Rush Replacement Debit Card Fee $125.00
Safe Deposit Boxes Related Fees
Sizes (in inches) and Fees
(2)3 x 5 $35.00
(2)3 x 10 $80.00
(2)5 x 10 $100.00
(2)10 x 10 $200.00
Key Deposit Fee $30.00
Late payment Fee $25.00
Drilling Fee $275.00
Drilling Appointment Cancellation Fee $150.00
Delivery Shipping Related Fees
Regular Mail Fee (by US post office within the US) $3.00
Domestic Courier Shipping Fee $40.00
International Courier Shipping Fee $75.00
Collection Fees – Incoming & Outgoing (International & Domestic Customers)
Clean Collection Fee (per item) $50.00
Wire Transfer Fees
Incoming Wire Fee (Incoming Wire Transfer Fee) $10.00
Wire Fee- Outgoing International Consumer $50.00
Wire Fee- Outgoing International Business $60.00
Wire Fee- Outgoing Domestic Consumer $30.00
Wire Fee- Outgoing Domestic Business $40.00
Wire Transfer Investigation Fee (per research request) $10.00
Wire Transfer Trace Fee (per request) $20.00
Wire Conf Fee (Wire Transfer Confirmation Fee)- per confirmation $20.00
Overdraft/Uncollected Related Fees
NSF (Non-Sufficient Funds) Fee $35.00(4)
Overdraft Interest Fee 17.50% for the amount overdrawn per business day(5)
UNC- (Uncollected Funds) Fee $25.00(4)

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