| Other Fees | ||
|---|---|---|
| (6) Initial Account Processing Fee- – applies to Foreign Based Business Entities (One Time Fee) | $750.00 | |
| (6) Initial Account Processing Fee- – applies to Foreign Based Personal Entities (One Time Fee) | $300.00 | |
| Mailing Fee | $5.00 | |
| (7) Excess Transaction Fee-for Savings and Money Market Accounts (exceeding 6 transactions per month) | $15.00 | |
| Internal TRF (Transfer) Fee | $5.00 | |
| Cashier’s Check Fee | $15.00 | |
| Cashier’s Check Non-Customer Exchange Fee | $25.00 | |
| Copy Fee- at a bank location (per page) | $2.00 | |
| Research Fee (per hour –within 2 years) | $25.00 | |
| Research Fee (per hour – over 2 years) | $50.00 | |
| Statement Printout Fee (per statement) | $5.00 | |
| Audit Confirmation Fee (Domestic Account) | $50.00 | |
| Account Activity Image Fee (per image) | $5.00 | |
| Return Item Fee | $15.00 | |
| Dormant Account Fee (monthly fee- after 12 months of the account being inactive) | $25.00 | |
| Notary Service Fee (per request) | $15.00 | |
| Return Mail Fee | $15.00 | |
| Stop Payment Fee (per item and valid for 6 months) | $35.00 | |
| (8) Business Checking Excess Transaction Fee (per statement cycle- if applicable) | $0.15 per each debit transaction in excess of 50 | |
| Legal Processing Fee (Garnishments, Levies, Notice of Freeze) | $150.00 | |
| Non-Customer Check Cashing Fee | $5.00 | |
| Domestic Deposit Accounts – Service Charge | ||
|---|---|---|
| e-Checking | Maintenance fee: $10.00 per monthly statement cycle, if the balance falls below $500.00 | |
| Basic Checking | Maintenance fee: $15.00 per monthly statement cycle, if the balance falls below $500.00 | |
| Now Account | Maintenance fee: $20.00 per monthly statement cycle, if the balance falls below $2,500.00 | |
| Choice Personal Checking | Maintenance fee: None – only offered to customers that have an (1) established extension of credit at IFB | |
| IFB Senior Citizen Checking | Maintenance fee: None | |
| Personal Money Market Tiered | Maintenance fee: $18.00 per monthly statement cycle, if the balance falls below $2,500.00 | |
| Personal Savings | Maintenance fee: $18.00 per monthly statement cycle, if the balance falls below $500.00 | |
| Child Flutma Savings | Maintenance fee: $12.00 per monthly statement cycle, if the balance falls below $500.00 | |
| Business Checking | Maintenance fee: $15.00 per monthly statement cycle, if the balance falls below $2,500.00 | |
| Business Money Market Tiered | Maintenance fee: $18.00 per monthly statement cycle, if the balance falls below $5,000.00 | |
| Choice Business Checking | Maintenance fee: None – only offered to customers that have an (1) established extension of credit at IFB | |
| Business Interest Checking | Maintenance fee: $15.00 per monthly statement cycle, if the balance falls below $5,000.00 | |
| International Deposit Accounts – Service Charge | ||
| e-Checking (I) | Maintenance fee: $45.00 per monthly statement cycle, if the balance falls below $25,000.00 | |
| Basic Checking (I) | Maintenance fee: $55.00 per monthly statement cycle, if the balance falls below $25,000.00 | |
| Now Account (I) | Maintenance fee: $55.00 per monthly statement cycle, if the balance falls below $25,000.00 | |
| Choice Personal Checking (I) | Maintenance fee: None – only offered to customers that have an (1) established extension of credit at IFB | |
| Personal Money Market (I) | Maintenance fee: $55.00 per monthly statement cycle, if the balance falls below $50,000.00 | |
| Personal Savings (I) | Maintenance fee: $55.00 per monthly statement cycle, if the balance falls below $50,000.00 | |
| Business Checking (I) | Maintenance fee: $60.00 per monthly statement cycle, if the balance falls below $50,000.00 | |
| Business Money Market Tiered (I) | Maintenance fee: $60.00 per monthly statement cycle, if the balance falls below $50,000.00 | |
| Business Interest Checking (I) | Maintenance fee: $60.00 per monthly statement cycle, if the balance falls below $50,000.00 | |
| Automatic Teller Machine (ATM) / Debit Card Related Fees | ||
|---|---|---|
| IFB Customer ATM Fee- IFB transactional accounts include five (5) fee free external ATM transactions per month. |
$0.00 | |
| C/B(Cross Border) Fee | .90% of total transaction amount | |
| Currency Conversion Fee (standard) | .20% | |
| Replacement Debit Card Fee (standard) | $15.00 | |
| International Replacement Debit Card Fee | $25.00 | |
| Rush Replacement Debit Card Fee | $125.00 | |
| Safe Deposit Boxes Related Fees | ||
| Sizes (in inches) and Fees | ||
| (2)3 x 5 | $35.00 | |
| (2)3 x 10 | $80.00 | |
| (2)5 x 10 | $100.00 | |
| (2)10 x 10 | $200.00 | |
| Key Deposit Fee | $30.00 | |
| Late payment Fee | $25.00 | |
| Drilling Fee | $275.00 | |
| Drilling Appointment Cancellation Fee | $150.00 | |
| Delivery Shipping Related Fees | ||
| Regular Mail Fee (by US post office within the US) | $3.00 | |
| Domestic Courier Shipping Fee | $40.00 | |
| International Courier Shipping Fee | $75.00 | |
| Collection Fees – Incoming & Outgoing (International & Domestic Customers) | ||
|---|---|---|
| Clean Collection Fee (per item) | $50.00 | |
| Wire Transfer Fees | ||
| Incoming Wire Fee (Incoming Wire Transfer Fee) | $10.00 | |
| Wire Fee- Outgoing International Consumer | $50.00 | |
| Wire Fee- Outgoing International Business | $80.00 | |
| Wire Fee- Outgoing Domestic Consumer | $30.00 | |
| Wire Fee- Outgoing Domestic Business | $40.00 | |
| Wire Transfer Investigation Fee (per research request) | $10.00 | |
| Wire Transfer Trace Fee (per request) | $20.00 | |
| Wire Conf Fee (Wire Transfer Confirmation Fee)- per confirmation | $20.00 | |
| Overdraft/Uncollected Related Fees | ||
| NSF (Non-Sufficient Funds) Fee | $35.00(4) | |
| Overdraft Interest Fee | 17.50% for the amount overdrawn per business day(5) | |
| UNC- (Uncollected Funds) Fee | $25.00(4) | |
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